EffinMoney
Personal Finance App
Features
Efficient and effective management for your financial future.
Efficient Budgeting
Easily track your income vs expenses using preset budgets and auto-categorization to help you quickly see where your money goes.
Secure & Private
Secure by default. Invite your partner to a limited view. Delete your data anytime. No ads. No tracking. 100% private and in your control.
Portfolio OptimizationPro
See all of your holdings and liabilities in one place. Drill down and determine the most effective way to optimize your portfolio.
Additional Overview WidgetsPro
Quickly see your net worth, asset location, and liability location.
Advanced Budget AnalysisPro
Analyze your spending patterns to identify areas for improvement.
Unlimited CustomizationPro
Create unlimited custom buckets and mappings to organize your finances your way.
Net Worth ForecastingElite
See your net worth over time and plan for your future financial goals.
Retirement PlanningElite
Build a policy-based retirement plan and see if you’re on track to reach FIRE.
What-If SimulationsElite
Stress-test your future with Monte Carlo simulations of income, taxes, expenses, and returns.
See the flows from accounts to spending categories.
Track your spending over time.
Unified Portfolio Performance Analysis
Pricing
Closed beta.
Free
per trial period
Just the Effin basics.
- Basic Budgeting with Effin Categories
- Unified Transaction Ledger
- Auto-Categorization with Effin Categories
- Trial Period Access to Pro and Elite Features